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A story was relayed to me by a customer of mine as to why he called me to clean the gutters.

Coworker decided to save money and clean his own gutters. To make a long story short ladder and homeowner fell. Busted up his shoulder. 3/4 of a million dollars and 4 months later he was back at work.... He is an architect

Just like on tractors, people don't wear the seat belts. Accidents happen FAST and you can not jump off a tractor fast enough to clear it. Better to ride it out.

Ladder standoffs give your ladder the stability that you are looking for. $25 for the bolt on ones at Home Depot. Get them!


workman's comp........

You may be fine working without workman's comp but what is to keep the wife or mother of a worker that dies from suing the home owner? Or your wife for that matter? Protect your customers and get workman's comp for yourself also. It will be MANDATORY in Tennessee next year. If you sub out work, carry workman's comp on them also so that their wives can not sue YOU.

There would be no need for fund raising if everyone carried workman's comp on themselves.