Some of you have inquired if we can include a specific area at the Roof Cleaning Institute Of America for Information on the topics listed BELOW
For now this THREAD will have to suffice Please FEEL FREE use THIS thread to post anything and everything regarding the business end of Roof Cleaning
Topics Include:
Legal Contracts Licensing Start-up costs Business plans Taxes Corporate Structure Laws specifc to Roof Cleaning Insurance Coverage Liability Policy Vehicle Insurance Theft Coverage We hope this helps some of you new cleaners get up to speed on some of the other areas you need help with and have been inquiring about.
-- Edited by Roof Clean USA Georgia 229-227-0000 at 06:28, 2009-03-04
David, I think a backdoor clause is something that every new and veteran roof cleaner should implement. A backdoor clause states that if there is a leak or other damage AFTER you clean, that you have the option and right to have that damage 'dated' to ensure the time of the occurence. Great way to cover your butt.
I was going to start a thread but couldn't find the appropriate place. I'm not sure about how many of you have heard of carbonite.com but it is a great, great website that will automatically back up all of your files you want on your computer. It backs up what you tell it to initially and when changes or updates are made it will automatically back them up when your on the net, can't even tell its doing it. It's very affordable ($50 for 1 year, $130 for 3) Much easier than manually putting everything on a disk every time you make an update. Worth every penny for me to know if something happens I don't lose years of files, pictures, customer info, accounting, etc. I love it and thought I would pass it along.
I am looking for some insight to designing our contracts. I am familiar with the legal lingo, what I am unsure of is the actual contract itself.
What would be a good starting point for the contents describing work to be completed?
In our other field of roofing we were able to design a very detailed description because there were many factors of the job. IE: Shingle type/ color Drip / Rake edge / color wood replacement/ additional charges
I am a little confused here as I see a lot of Co.'s stating they are licensed but I have not found a governing board.
What I think is the occupational license (aka business tax) is just that, a tax paid to operate a business within the designated city. However, I was told that you only pay a tax where the principle place of the business resides.
Clarification on this is very important as I do not want to operate and end up with massive fines.
I live in a unincorporated area of Manatee county and was told by the tax collector that I would not need to pay the tax.
Needing some senior counsel on this... Thanks and( yes I am posting these items separate as I am working on my degree up the roof washing Ladder... Lol )
I am licensed in my hometown of Henderson, KY. However, I do not do much work, maybe 1-2 jobs per year in town. I do all of my work in Evansville and Newburgh Indiana. Henderson has a clause that if you make less than xxx, you don't pay taxes on it.
As for the license, get a contractor's license. It is much more professional, and looks alot better than a DBA.
"As for the license, get a contractor's license. It is much more professional, and looks a lot better than a DBA"
That is my point exactly as to where to go to get a pressure washing contractors license.
I would not get a "general" contractors license, that is way over kill and I do not have any intention of doing remodeling or construction of any kind. Let alone Florida's requirements that is a whole subject in itself. ( Min. start-up for this license is big money 50k + , ? when it is all said & done)
From what I have found there is no contractors licensing for pressure washing of any kind, unless I am missing something.
A DBA is only a form of filing for tax revenue and business structure . IE: Doing Business As
It has no relevance as to a governing board overseeing and licensing any industry. But thanks for your input.
Randy, Florida is a bit different apparently. A general contractor's license around here is prced based upon a percentage ( I think 10%) of your annual estimated gross revenue. If FL doesn't have that option, I would honestly just go with the DBA license or the minimum needed to operate.
Here is a link to a insurance co, and I googled from Chris' s post in a different area, his agent he uses. I read that insurance for roof cleaning is not popular and there are only a few agents that know how to write the policy's. Here is a link to get some general information on a basic policy.
HI Everybody , just for thought, i stopped by some local paint supply stores to promote roof cleaning i recieved good response from the owners of the store. Why have a painter come to paint the house with a dirty roof !!! Have a GOOD season everyone ,Vinny
I just found out that janitorial liability insurance won`t work it has to be an add on in order to cover your hide. My insurance company does`nt carry it. Can anyone tell me who does in KY & how much it cost? Thanks Kipp
I've posted this before. Â http://www.dcs1.com/jwalters/ He is a PWNA guy and serves pressure washers and roof cleaners in all 50 states Call him up and ask for Bonnie
-- Edited by Baltimore MD Roof Cleaning 410-482-4367 on Friday 29th of May 2009 09:46:41 AM
You need to shop around. I call JW every year or every other year and they have never beat the prices I get from the agent I have in another city.
They will not insure my equipment since I live close to the water.
Their prices are almost double what I pay for the basic insurance, shop around.
With my agent I have insurance and my equipment is covered.
Most important is that they have you classified correctly, most agents don't know how to classify a lot of services and if something were to happen, you might not be covered correctly and it is not worth taking a chance.
I go through Nationwide out of San Antonio and they beat everyone's prices by a lot, even local agents, some of the local agents were about double the Nationwide's prices. That is why I am with and stay with Nationwide for about 3 or 4 years now, they are really great to do business with.
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Superior Power Washing Chris Chappell 361-853-2513 Cleaning Shingle and Tile Roofs in Corpus Christi Texas No Pressure Roof Cleaning in Corpus Christi Texas       Texas Certified Roof Cleaner   Â
Setting up a LLC I am required to have a licensing agent that needs to be retained each year for a yearly fee. Does anyone have any input about what the fee should be ?
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 Green Apple Roof Cleaning Co LLC
       412 - 389 - 4662Â
    Soft wash roof cleaning
 preferred method of the roof manufacturers associationÂ
Go to Legalzoom.com they have a total package for $139.00 I believe for LLC. This includes the representative. They do all the foot work and return it to you complete and most of all legal.