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Insurance and Workmans comp is a huge part of mybusiness. I think I have enough coverage if something was to happen. The way I understand it is if you have workmans comp and disability insurance this will cover med bills, wages ect. Now I just saw a commerchial for a lawer saying that's not enough(yes I know some lawers are bottom feedrs)My question is has any one had to go though any of this? If so what where the pros(what was covered) and Cons(what wasn't) I just want to sure my guys and I are covered if something where to happen becuase I couldn't live with the guilt if they weren't. Let's all be safe out there