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Post Info TOPIC: Insurance Nightmares


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Insurance Nightmares
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If anyone has someone who can help please. I've called 5 places for liability and all of them are all over the place 1 place for a million in coverage wanted 1580 dollars and the lowest was 875 for 300k!! What the frick is going on with florida! A few years back my home theater company for 3 million was 1286 and my hurricane company was 9 something! I didnt even say i was going on the roof. I asked the lady are you sure cause alot of you guys dont know the industry.



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Mark 941-726-7082


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NoPressure wrote:

 

If anyone has someone who can help please. I've called 5 places for liability and all of them are all over the place 1 place for a million in coverage wanted 1580 dollars and the lowest was 875 for 300k!! What the frick is going on with florida! A few years back my home theater company for 3 million was 1286 and my hurricane company was 9 something! I didnt even say i was going on the roof. I asked the lady are you sure cause alot of you guys dont know the industry.



Mark, call Patrons Insurance. I have a 1milllion dollar and it is very reasonable.


 http://www.patronsinsurance.com/about/tabid/36655/default.aspx

Tell them I told you to call. They know who I am. Tell them, the guy who killed the Koi fish a couple years ago.



-- Edited by Roof Cleaning Palm Harbor FL 727 543 3276 on Monday 2nd of August 2010 07:23:57 PM

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All Surface Roof Cleaning
Largo FL

(727) 543-3276
Roof Cleaning Video
Tile Roof Cleaning�Palm Harbor�Florida
Larry Millette
 Roof Cleaning & Pressure Washing Florida.

  Roof Cleaners Clearwater, Pressure Washers Florida  Roof Cleaners Saint, Petersburg FL 



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Thanks man really appreciate it!

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Mark 941-726-7082


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try living in new jersey. I pay 1700 for a million dollar policy.

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DiamondRoofCleaning_HEADER-part-2_edited-1.jpg

Diamond Roof Cleaning

320 e collings dr

Williamstown NJ 08094

Mike Derose-Owner

609-929-5812



Certified Cedar Shake Roof Cleaning Specialist

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Here is what I was quoted today:


Mr. Sullivan

Per your request, I have rated the coverages to cover your power wash operations as follows:

General Aggregate Limit......................................................................$ 600,000

General Liability Occurrence Limit.....................................................$ 300,000

The annual premium will be $ 629.00. To bind coverage, we will need a check payable to Ohio Casualty Insurance Co. for $ 160.00 for the down payment. The policy will be billed by the insurance company on quarterly installments.

ALTERNATE QUOTE

General Aggregate Limit.......................................................................$ 1,000,000

General Liability Occurrence Limit.......................................................$ 500,000

The annual premium will be $ 747.00. To bind coverage we will need a check payable to Ohio Casualty Insurance Co. for $ 190.00 for the down payment. The insurance company will bill you direct on quarterly installments.

ALTERNATE QUOTE

General Aggregate Limit........................................................................$ 2,000,000

General Liability Occurrence Limit........................................................$ 1,000,000

The annual premium will be $ 894.00. To bind coverage we will need a check payable to Ohio Casualty Insurance Co. for $ 225.00 for the down payment. The insurance company will bill you direct on quarterly installments. All quotes include a $500 deductible on Property Damage.

If you want to insure your pressure wash equipment valued at $ 5800.00, for theft, vandelism, fire

and collision with a deductible of $ 500.00, the additional annual premium will be $ 189.00. Please, add $ 48.00 to the above down payments.

Please be advised that this quote is good for 10 days. We are accepting credit card payments at this time, for the down payment.

Sincerely,

 

Joseph D. Walters

JOSEPH D. WALTERS AGENCY, INC

JDW/cw

PS The above quote does include care, custody & control, all additional insured and no audit. Also, call you auto agent to see if you trailer needs to be on your auto policy for liability.

 

JOSEPH D. WALTERS AGENCY, INC.

2706 South Park Road

Bethel Park, PA  15102

www.josephdwalters.com



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Sullivan Roof Cleaning, Inc.

6595 N.E. 12th Ave

Pleasant Hill, Iowa 50327

515-971-1430

www.sullivanroofcleaning.com

www.cedarroofclean.com

Serving The Greater MidWest For All Your Cedar Roof Cleaning



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great price!

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Dwayne Miller
FLORIDAWASH
safe roof cleaning

Lake Marion Citrus & Sumter Counties in Florida


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Certified Cedar Shake Roof Cleaning Specialist

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I thought so. I did tell him it was for roof cleaning and he replied:

Mr. Sullivan,

 

Mr. Walters has quoted it for cleaning roofs.  A reminder, which I'm sure you already know, since you had talked to Mr. Walters. Roofs must be done low pressure and nothing higher than 3 stories.  Another reminder, from Mr. Walters,  if you do hire any employees, be sure to contact your workmans compensation bureau for workman's comp. insurance.

If you have any questions, please give us a call.

Have a good afternoon!

Che Che

1-800-878-3808 

-----Original Message-----
From: Bruce Sullivan [mailto:brucesullivan@dwx.com]
Sent: Monday, August 02, 2010 4:53 PM
To: cheche
Subject: RE: POWER WASH QUOTE

Okay. I’ll review. FYI, I do not do power washing, I do roof cleaning only.

I am a roof cleaning business only.

Will this make a difference for coverage purposes?



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Sullivan Roof Cleaning, Inc.

6595 N.E. 12th Ave

Pleasant Hill, Iowa 50327

515-971-1430

www.sullivanroofcleaning.com

www.cedarroofclean.com

Serving The Greater MidWest For All Your Cedar Roof Cleaning



Premium Member Roof Cleaning Institute Of America

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No it won't...
We had the same question...

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Arkansas Roof & House Cleaning Little Rock

www.ArkansasRoofRenew.com

www.ArkansasCleanMyHouse.com

Chris Kaeppel -501 681-4447
Al Williams    -501 681-3355



Certified Cedar Shake Roof Cleaning Specialist

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Mr. Sullivan,

Please be advised, we do cover roof cleaning. It does not include roof repairs.  If you would like call today, Mr Walters will be glad to speak to him.

Che Che

1-800-878-3808 

 

-----Original Message-----
From: Bruce Sullivan [mailto:brucesullivan@dwx.com]
Sent: Tuesday, August 03, 2010 8:57 AM
To: cheche
Subject: RE: POWER WASH QUOTE

One of the guys on the forum RCIA said it doesn’t cover Roof cleaning.

 

Please verify that it does.

 

Thank you



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Sullivan Roof Cleaning, Inc.

6595 N.E. 12th Ave

Pleasant Hill, Iowa 50327

515-971-1430

www.sullivanroofcleaning.com

www.cedarroofclean.com

Serving The Greater MidWest For All Your Cedar Roof Cleaning



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Chi Chi is a wonderful woman...she will help you out.

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Dwayne Miller
FLORIDAWASH
safe roof cleaning

Lake Marion Citrus & Sumter Counties in Florida


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I agree with Dwayne completely, as I'm insured through them as well.

I'd suggest giving them a good 'ol fashioned phone call.  Speak with Joe while you're at it, as he's very well connected in the industry and will likely have a few contacts and suggestions for your as he did for me.

**edit as I see that you HAVE already spoken with Joe.  Leaving my remarks for others in a similar situation to see**


-- Edited by Roof Cleaning Northern Virginia (571) 250 9650 on Wednesday 4th of August 2010 06:25:36 PM

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(404) 858-4888 Atlanta GA


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Ive had ins thru Joe walter for 6years now. You won't beat the service

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Pro Pressure Clean and Seal
727-432-2501
www.roofsanddecks.com
Pinellas county roof cleaning
Tampa Bay commercial pressure cleaning
http://www.youtube.com/watch?v=DhddIagflH4&feature=channel



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Joe Walters has been great to the pressure cleaning industry. I am sure he'd be glad to help out roof cleaners also. When we did the pressure cleaning work he carried all our insurance.

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Nichole Anglin
Sun Brite Supply
770-277-9924

nichole@sunbritesupply.com
Roof And Pressure Cleaning Chemicals Equipment Sales



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NoPressure wrote:

 

If anyone has someone who can help please. I've called 5 places for liability and all of them are all over the place 1 place for a million in coverage wanted 1580 dollars and the lowest was 875 for 300k!! What the frick is going on with florida! A few years back my home theater company for 3 million was 1286 and my hurricane company was 9 something! I didnt even say i was going on the roof. I asked the lady are you sure cause alot of you guys dont know the industry.

 




I paid almost 10 grand for mold remediation insurance last year. That is absolutely 100% the truth. The year before that was about 8. No joke. And then tehy have the marbles to tell me I have to go and get a general contractors insurance as well. Insurance stinks.



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267-477-1107
Free Your Pennsylvania Roof From Fungus
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Chalfont, PA 18914


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