If anyone has someone who can help please. I've called 5 places for liability and all of them are all over the place 1 place for a million in coverage wanted 1580 dollars and the lowest was 875 for 300k!! What the frick is going on with florida! A few years back my home theater company for 3 million was 1286 and my hurricane company was 9 something! I didnt even say i was going on the roof. I asked the lady are you sure cause alot of you guys dont know the industry.
If anyone has someone who can help please. I've called 5 places for liability and all of them are all over the place 1 place for a million in coverage wanted 1580 dollars and the lowest was 875 for 300k!! What the frick is going on with florida! A few years back my home theater company for 3 million was 1286 and my hurricane company was 9 something! I didnt even say i was going on the roof. I asked the lady are you sure cause alot of you guys dont know the industry.
Mark, call Patrons Insurance. I have a 1milllion dollar and it is very reasonable.
Per your request, I have rated the coverages to cover your power wash operations as follows:
General Aggregate Limit......................................................................$ 600,000
General Liability Occurrence Limit.....................................................$ 300,000
The annual premium will be $ 629.00. To bind coverage, we will need a check payable to Ohio Casualty Insurance Co. for $ 160.00 for the down payment. The policy will be billed by the insurance company on quarterly installments.
ALTERNATE QUOTE
General Aggregate Limit.......................................................................$ 1,000,000
General Liability Occurrence Limit.......................................................$ 500,000
The annual premium will be $ 747.00. To bind coverage we will need a check payable to Ohio Casualty Insurance Co. for $ 190.00 for the down payment. The insurance company will bill you direct on quarterly installments.
ALTERNATE QUOTE
General Aggregate Limit........................................................................$ 2,000,000
General Liability Occurrence Limit........................................................$ 1,000,000
The annual premium will be $ 894.00. To bind coverage we will need a check payable to Ohio Casualty Insurance Co. for $ 225.00 for the down payment. The insurance company will bill you direct on quarterly installments. All quotes include a $500 deductible on Property Damage.
If you want to insure your pressure wash equipment valued at $ 5800.00, for theft, vandelism, fire
and collision with a deductible of $ 500.00, the additional annual premium will be $ 189.00. Please, add $ 48.00 to the above down payments.
Please be advised that this quote is good for 10 days. We are accepting credit card payments at this time, for the down payment.
Sincerely,
Joseph D. Walters
JOSEPH D. WALTERS AGENCY, INC
JDW/cw
PS The above quote does include care, custody & control, all additional insured and no audit. Also, call you auto agent to see if you trailer needs to be on your auto policy for liability.
I thought so. I did tell him it was for roof cleaning and he replied:
Mr. Sullivan,
Mr. Walters has quoted it for cleaning roofs. A reminder, which I'm sure you already know, since you had talked to Mr. Walters. Roofs must be done low pressure and nothing higher than 3 stories. Another reminder, from Mr. Walters, if you do hire any employees, be sure to contact your workmans compensation bureau for workman's comp. insurance.
If you have any questions, please give us a call.
Have a good afternoon!
Che Che
1-800-878-3808
-----Original Message----- From: Bruce Sullivan [mailto:brucesullivan@dwx.com] Sent: Monday, August 02, 2010 4:53 PM To: cheche Subject: RE: POWER WASH QUOTE
Okay. I’ll review. FYI, I do not do power washing, I do roof cleaning only.
I am a roof cleaning business only.
Will this make a difference for coverage purposes?
Please be advised, we do cover roof cleaning. It does not include roof repairs. If you would like call today, Mr Walters will be glad to speak to him.
Che Che
1-800-878-3808
-----Original Message----- From: Bruce Sullivan [mailto:brucesullivan@dwx.com] Sent: Tuesday, August 03, 2010 8:57 AM To: cheche Subject: RE: POWER WASH QUOTE
One of the guys on the forum RCIA said it doesn’t cover Roof cleaning.
I agree with Dwayne completely, as I'm insured through them as well.
I'd suggest giving them a good 'ol fashioned phone call. Speak with Joe while you're at it, as he's very well connected in the industry and will likely have a few contacts and suggestions for your as he did for me.
**edit as I see that you HAVE already spoken with Joe. Leaving my remarks for others in a similar situation to see**
-- Edited by Roof Cleaning Northern Virginia (571) 250 9650 on Wednesday 4th of August 2010 06:25:36 PM
Ive had ins thru Joe walter for 6years now. You won't beat the service
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Pro Pressure Clean and Seal 727-432-2501 www.roofsanddecks.com Pinellas county roof cleaning Tampa Bay commercial pressure cleaning http://www.youtube.com/watch?v=DhddIagflH4&feature=channel
Joe Walters has been great to the pressure cleaning industry. I am sure he'd be glad to help out roof cleaners also. When we did the pressure cleaning work he carried all our insurance.
If anyone has someone who can help please. I've called 5 places for liability and all of them are all over the place 1 place for a million in coverage wanted 1580 dollars and the lowest was 875 for 300k!! What the frick is going on with florida! A few years back my home theater company for 3 million was 1286 and my hurricane company was 9 something! I didnt even say i was going on the roof. I asked the lady are you sure cause alot of you guys dont know the industry.
I paid almost 10 grand for mold remediation insurance last year. That is absolutely 100% the truth. The year before that was about 8. No joke. And then tehy have the marbles to tell me I have to go and get a general contractors insurance as well. Insurance stinks.
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Bucks County PA Roof Cleaning 267-477-1107 Free Your Pennsylvania Roof From Fungus Serving all of Bucks and Montgomery Counties and surrounding areas of Philadelphia Chalfont, PA 18914