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yeah, that could be huge.   Thank you.

I have heard of it once before. Insurance company would not renew the policy if the HO did not get their roof cleaned. Can't remember the name of the company. May have been State Farm or American something??

Good stuff Blake, first time I've read it. Thanks for sharing.

Insurance Companies may cancel your policy over a dirty roof.
Everyone knows that roof stains are ugly, and detract from the value of your home.
We know the stains allow heat to build up in the house, causing the airconditioner to run longer, making energy bills higher.

But, now, the insurance industry is concerned about the appearance of your roof!!

Your insurance company can inspect your home anytime, and frequently it is a driveby inspection. Condition of home is noted, how well painted, chipping paint AND ROOF CONDITION!

YES, Roof Condition.
Insurance Inspectors note the condition of the roof, and report it back to the insurance company who will may require that your clean the roof, or threaten cancellation of your policy! Of course, if they cancel you, the next insurance company may not insure your home for the same reason.

BUT WHY?
Insurance companies actions confirm for us that they believe roof stains will lead to further problems with the roof integrity, roof mold, and the eventual movement of that mold inside the home. All of these items are 'risks' for the insurance company, because they may result in a claim against the policy.

What to do? Clean your roof before an inspector sees it!
Home inspections can occur at any time, however the most frequent triggers include:

* New Policy
* Annual Policy Renewal
* Change in coverage amounts
* Addition of riders


A Clean Roof makes contributes to neighborhood values, and good health.
Roof Cleaning can also save your home insurance!


-- Edited by Roof Cleaning Pro Greensboro NC (336)362 7659 on Sunday 27th of September 2009 03:05:31 PM

Gave est. this week for customer in Rahway NJ. NJ Manufacturers Homeowners Co. is requiring this client to clean the roof in order to renew the policy.

...and remember, algae and mildew is what we are dealing with. From what I have read, the insurance industry is concerned about 'black mold'.

iv'e never had it happen for roof cleaning but i have cleaned several screenroom for the same reason. you could amost scrape the alge with a shovel the were very slick and nasty